A car lease is one of the most popular forms of finance if you’re in the market for a new car. You can think of it as a long-term car rental. You apply to lease a car for a certain period of time and make monthly payments over the duration. The big different between leasing and other forms of finance is that by leasing you essentially rent the car and do not own it. You can read more about car leasing in our guide: 'What is car leasing? A guide to Personal Contract Hire'

How does car leasing work?

You pay a set amount upfront (usually one, three or six-months’ worth of monthly payments) and then make regular monthly payments over a set period (usually two, three or four years). You’ll find both the initial payment and upfront payment is usually less than other forms of finance require. Once the duration of your car lease contract is up, you simply hand the car back to the finance company and are free to choose another lease deal or other form of finance.

How does car leasing differ from a PCP?

Along with car leasing, personal contract purchase (PCP) agreements are a popular form of financing a new car. The main difference between a lease and PCP is that you won’t have to pay a balloon payment at the end of your contract. A PCP on the other hand, gives you the option to pay a large amount of money to keep your vehicle. This is usually equal to the minimum guaranteed future value of the vehicle. Research has shown the vast majority of PCP customers choose not to pay the balloon payment. In these cases, they have essentially leased the car – but often while incurring higher monthly payments and deposits. You can read more about how leasing compares to other finance types in our guide: 'Leasing vs PCP vs HP'

Is car leasing for me?

Car lease deals are best for those that want a cost-effective and affordable way to get behind the wheel of a brand-new car. Choosing to lease will often get you a better car for a lower price when compared to other forms of finance. It’s great if you don’t want to keep the car forever and don’t mind handing the car back at the end of the contract. It’s also great if you’ve not a lot of time on your hands – leasing offers a hassle-free new car experience, with vehicles delivered and collected straight from your front door. If you plan on keeping the car forever, leasing probably isn’t for you. Unlike other forms of finance, you’ll rarely get the chance to buy the car outright at the end of your contract. If you don’t mind paying more to own a vehicle long-term, then another form of finance might be a better bet than a car lease deal.

Do I need a good credit score for a car lease?

Yes, you’ll usually require a “good” credit score if you want to lease a car. Some leasing companies offer options for people with lesser credit scores, but options are often more limited, and you may be required to pay a higher monthly payment. You can read more about the credit score required to lease in our guide: 'What credit score do you need to lease a car?'

Can I trade in my current car for a lease car?

This is sometimes possible if you are leasing a car through a main dealer, but it’s often best to sell your existing car first. We’ve teamed up with motorway to make that process as simple as possible for you.

Does car leasing include insurance?

No, while a car leasing rolls several monthly payments into a single package, insurance usually isn’t one of them. You’ll still have to take responsibility for arranging insurance from the day of delivery as insurance is generally not included. It’s also worth noting that a lease car will need to be insured on a fully comprehensive policy. Our lease car insurance guide has further info on insurance queries.

Does car leasing include servicing?

Most lease deals do not include servicing or maintenance as standard, but you can often choose to add a maintenance package into your deal. This covers things like annual servicing and sometimes wear and tear items like tyres too. This can vary depending on the lease deal in question, so it’s always worth asking the lease company and reading the fine print.

Will I be charged for going over my car lease mileage allowance?

All lease deals will give you an option to choose your annual mileage, this could be 5k per annum, 8k per annum, 10k per annum or even 20k per annum. If you go over your limit, at the end of the lease you may be required to pay an excess mileage charge. This is often a few pence per mile. You can always adjust your mileage allowance during your lease though, so flexibility is built in. It’s sensible to calculate your mileage allowance accurately – paying more miles you aren’t covering is just as costly as excess mileage charges for going over the limit.

What documents do I need for car leasing?

To apply for a lease deal, you’ll usually need proof of address, some form of photographic identification along with details of your employment. It’s just like applying for any other financial product. The lease company will use this to perform a credit check and make sure you can afford the payments. You can find more types of documentation that can be used in our guide: What documents do I need to lease a car?

How do I make an enquiry with Leasing.com?

Using Leasing.com is simple. We have more offers from more brokers than any other lease comparison site. Use our filters to find a car and deal profile that suits you, then simply make an enquiry by hitting the “Get a Quote” button. Our advertising partner just need a few simple details, and they’ll get back to you as soon as they can. Then just sit back and wait.

How does Leasing.com work?

Leasing.com is a comparison site and hosts millions of lease deals from the UK’s leading brokers, dealers, finance companies and car manufacturers. Once you’ve found a deal you like, we send your enquiry to our partner. From this point, they’ll keep in touch with you to keep you updated about your application’s progress and your vehicle delivery date.

Does Leasing.com supply the cars?

No. We are the largest comparison marketplace. We put you in touch with the broker of your choice after you’ve found the perfect lease deal. We do not offer or arrange vehicle finance ourselves.

Why should I use Leasing.com to find my lease deal?

9 out of 10 lease customers say that they found the best price on Leasing.com. We’re the UK’s most trusted lease marketplace and only work with the most reputable and reliable partners. Every advertising partner on our site must be authorised by the Financial Conduct Authority and adhere to our Code of Conduct.

Why should you lease a Vauxhall?

Vauxhall has been one of the UK’s most popular car makes for decades, and its latest generation of cars are more advanced and sophisticated than ever before. Vauxhall now falls under the Stellantis umbrella, which comprises of other brands such as Peugeot, Citroen, Alfa Romeo and Jeep. This gives it a strong basis of platforms, with something in the line-up for everyone.

What are the most popular Vauxhall models to lease?

The Corsa is not only the most popular Vauxhall model, it’s also the most popular small car in the UK. Its affordable price point and petrol, diesel and electric variations ensure there’s a model in the range for everyone. If you’re after something slightly larger, the Vauxhall Mokka and recently revised Vauxhall Astra hatch and estate models make great choices. Those after something Qashqai-sized can opt for the Grandland.

What Vauxhall trim levels can I choose from?

Vauxhall trim levels kick off with the Design trim, but even in the Corsa, standard specification is impressive. A touchscreen infotainment system, air conditioning, keyless entry and 17in alloy wheels are all standard on most Vauxhall Design models. If you want snazzier trim, heated seats and parking cameras, you can opt for more upscale Sri, GSi and Elite models.

How much does a Vauxhall lease cost?

Despite its high-tech offering and improved quality, Vauxhalls price remain firmly at the affordable end of the scale. In fact the Corsa is one of the cheapest new cars on offer if you’re looking to keep costs to a minimum.

Are there any Vauxhall rivals I should consider?

The most obvious Vauxhall adversary is Ford, although its current line-up is much more varied than Ford. If you’re after an affordable, family vehicle, then the likes of Peugeot, Renault, Citroen, Nissan and Hyundai are all on the shortlist of Vauxhall alternatives.

Vauxhall Car Leasing Deals & PCH Offers

Vauxhall Lease Deals

Vauxhall is one of the UK’s most popular brands and has a long history of producing well-respected and affordable models. Today, its wide and varied range that are proving as popular as ever. If you’re thinking of leasing a Vauxhall, your choice has never been wider.

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