Find out how much you can save
Quote Beater is your free, deal-checking assistant, comparing your PCP or lease quote to MILLIONS of live quotes on Leasing.com to see if you could save money on your monthly car payments.
Leasing.com helps you drive your dream car, with more money in your pocket to put towards the things that matter most to you.
How does it work?
Quote Beater is quick and easy to use. All you have to do is:
-
Input the vehicle
Use the tool to find the finance type and vehicle you were quoted for.
-
Enter the quote
Add the details of your lease or PCP deal, including monthly payments, term, mileage, and deposit.
-
We scan the market
Our smart engine scans your offer against millions of live options on Leasing.com to find out whether you're getting the best deal.
-
See your savings
Find out exactly how much money you could save with our range of matched deals.
Leasing vs PCP - what’s the difference?
Why use Quote Beater
Quote Beater helps you instantly compare millions of live lease deals from trusted UK providers - all in one place. It’s quick, free, and could save you money every month.
If you’re deciding between leasing and a PCP deal, Quote Beater makes it easy to see what’s best for your budget. Many drivers never actually pay the final “balloon” payment on their PCP - they simply hand the car back or upgrade. If that sounds like you, leasing could be the smarter, more affordable choice.
Frequently asked questions
Don’t have all the answers? Find out more below.
Is car leasing cheaper than PCP?
In many cases, yes. Leasing often works out cheaper than PCP because you’re paying to use the car, not own it.
With PCP, you’ll usually pay a larger upfront deposit (sometimes up to 30% of the car’s price), plus interest across the term - and you’ll still owe a big balloon payment at the end if you want to keep the car.
Leasing keeps things simpler: fixed monthly payments, no balloon payment, and typically shorter terms. You just hand the car back at the end and can upgrade to something new.
Because you are essentially renting the car rather than buying. This means that a fixed rate of interest isn’t directly applied to the deal. Because you simply hand the car back at the end of the agreement, there is no balloon payment to worry about too.
What happens at the end of a car lease?
When your lease ends, you simply return the car - no hassle, no hidden costs. You can then choose another new model to lease or walk away altogether. The choice is yours.
How will car leasing impact my credit score?
Leasing is a form of finance, so it does appear on your credit file. Making payments on time can help strengthen your credit score over time.
Because leasing usually involves a lower overall finance amount than PCP, it can also help keep your total reported credit lower - ideal if you want to manage debt responsibly.
Do I need a good credit score to lease a car?
A healthy credit score will give you access to the best lease deals, but a lower score doesn’t automatically rule you out. Some providers offer flexible options depending on your situation. You can read more in our credit score guide.
What should I do if Quote Beater can’t beat my quote?
We do everything we can to find you the best price available right now - but if we can’t beat your quote today, check back soon. Lease prices change regularly, and Leasing.com hosts more deals in one place than any other website, including offers from brokers, funders, dealers, and manufacturers.
You’ll also find more lease offers in a single place than any other website: Leasing.com features deals from manufacturers, dealers, brokers and funders.