Motability Contract Hire

Author : James Kelly

The Motability Scheme was set up with parliamentary support in 1977, and it allows disabled people to lease a car that will help them to get around.

The charity also raises funds and provides financial and technical assistance to customers who would otherwise be unable to afford the mobility solution they need.

Who is eligible?

Anyone aged three or over who currently receives either the Higher Rate Mobility Component of the Disability Living Allowance or the War Pensioners’ Mobility Supplement, and has at least 12 months’ award remaining, is eligible to lease a car from Motability.

A parent/guardian can order a car on behalf of a child aged three or over who is receiving the Higher Rate Mobility Component of the Disability Living Allowance. Adult non-drivers also qualify as they can name up to two other drivers.

Citroen C3 Picasso Motability

How does it work?

Your allowance will go directly to Motability, in exchange for a car. Motability provides both a contract hire and hire purchase scheme but almost all of its customers opt for Motability contract hire as that includes all the extra benefits such as insurance, servicing, maintenance and breakdown cover.

If you choose to buy a car with a hire purchase agreement, you will need to be receiving the allowance for the full length of your agreement.

With the Motability contract hire agreement there are over 4,000 cars to choose from and it includes:

  • Insurance, servicing and maintenance
  • Full RAC breakdown assistance
  • Annual tax disc
  • Tyre and windscreen replacement
  • Mileage allowance of 60,000 over three years
  • Many adaptations at no extra cost
  • The option to nominate up to two other drivers and pay a little extra for a third.

You also get a new car of your choice every three years, or in the case of customers who drive Wheelchair Accessible Vehicles (WAVs), every five years. WAVs also come with a 100,000 mileage allowance.

What do I have to pay for?

  • Fuel and consumables – such as screenwash
  • Optional extras not fitted as standard – such as leather seats
  • Adaptations – some require an additional payment
  • Insurance claims – there is a £75 minimum excess on any claim for loss or damage
  • Fines – any parking or speeding fines are your responsibility
  • Theft of, or damage to – personal belongings in the car.

How do I sign up?

If you fit the eligibility criteria, visit and enter your postcode or nearest town. The results will give you directions and a map to your local Motability dealers. Alternatively, you can call them on 0800 093 1000.

Once you have located a dealer, call them and ask to arrange an appointment with their Motability specialist.

Unfortunately, no Motability deals are advertised on